The Primary objective of our organization is to cultivate the habit of savings among our members. Our first and primary aim is to satisfy our members and create support among them AWA NIDHI LIMITED is fully financial services company. It may also be mentioned that Mortgage Guarantee Companies have been notified as Non-Banking Financial Companies under Section 45 I(f)(iii) of the RBI Act, 1934. Core Investment Companies with asset size of less than ₹ 100 crore, and those with asset size of ₹ 100 crore and above but not accessing public funds are exempted from registration with the RBI. AWA NIDHI LIMITED has the rules and objectives of that are the same as a bank, but is only in effect to someone (a members group) who has agreed or joined this agreement, as a bank, but to do business for the Its Member only.So if the term is a quasi-bank, i think that the rules and objectives of that are the same like the commercial bank, but this thing are only in effect to someone (a members group) who has agree/join on this agreement.